Feb-2026 Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer Actual Questions and Braindumps [Q24-Q41]

Q24. In Maryland, continuation of medical plan coverage for a handicapped child beyond the age limit stated in the policy may require proof of the child’s:

Q25. When an accident and health insurer requires a covered individual to undergo a physical examination, who pays the cost of the examination?

Q26. After completing an application for insurance, the insurance producer collects the premiums but deposits the check in the insurance producer’s checking account. What crime has been committed?

Q27. The Maryland State Benchmark Plan applies to which of the following?

Q28. All of the following are examples of unfair claims settlement practices EXCEPT:

Q29. Which statement describes the most likely federal income tax treatment of death benefits paid to the family of an insured under an accident and health insurance policy?

Q30. Coverage for the first three pints of blood for Medicare enrollees is:

Q31. The typical group disability income insurance policy EXCLUDES coverage for disability resulting from:

Q32. A disability income insurance policy typically provides coverage for disabilities resulting from:

Q33. An insured’s statements on an accident and health insurance application are deemed to be:

Q34. When the insured’s willful failure to disclose a material fact at the time of application is discovered by the insurer shortly after the policy is issued:

Q35. A health maintenance organization may issue a contract that provides benefits for the following:

Q36. It is unlawful for a person to provide an advertisement that:

Q37. In Maryland, an insurance producer is a person who solicits, negotiates, or sells insurance plans PRIMARILY in conjunction with:

Q38. All advertisements for health insurance shall make clear the identity of the:

Q39. In accident and health insurance underwriting, when the risk imposed by an applicant is similar to the risks imposed by most other applicants, the applicant is:

Q40. When a single major medical contract covers all medical expenses, the plan is considered to be:

Q41. Which benefit is usually excluded from major medical expense plan coverage?